7 Best Personal Finance Apps and Budgeting Apps of 2024

Users can also automate their savings and investments through no-fee SIPs for mutual funds, gold, and pots. If funds are insufficient, the app will automatically skip the SIPs. In conclusion, there are several highly recommended personal expense tracker apps available in India. These apps offer user-friendly interfaces, robust features for tracking and categorizing expenses, and reliable data security.

This app supports bank sync with many Indian and international banks, giving you a real-time view of your money. Advanced users who want full control over every financial detail and don’t mind spending time setting it up. Bishinews Expense Manager is a powerful and highly customizable app for users who like to control every detail of their budget. It’s a feature-rich option for those who want to go beyond basic budgeting.

Some of the key features of Spendee are:

Users can easily manage their finances and gain insights into their spending habits, making it easier to budget and achieve their financial goals. With the rise of money management apps, keeping track of daily expenses, setting budgets, and planning for the future is now easier than ever. Whether you’re looking for the best expense manager app in India or a comprehensive financial planning app, the options listed above cater to a wide range of choices. Itilite is a comprehensive travel and expense management software that caters to the needs of modern businesses. Its user-friendly interface and robust features make itilite one of the best expense tracker app in India. The app is designed to simplify the expense reporting process by automating expense tracking.

How to Choose the Best Personal Expense Tracker Apps?

In 2025, there will be plenty of apps that help track every rupee, set budgets, and build better money habits. These apps are designed for different needs, some are great for students on a tight allowance, others are better for those starting their first job. Expense tracker apps in 2025 make money management easy and personalized.

Wallet – Budget Expense Tracker App

Rydoo, previously known as Xpenditure, is a travel management solution hosted on the cloud. It offers comprehensive expense management capabilities, streamlining the entire process from receipt capture to accounting. By simply taking a photo of a receipt, Rydoo automatically extracts all necessary information and prepares it for export to the accounting software of your preference. With the Dhani wallet, you can quickly open a Demat/trading account, obtain personal loans, and efficiently manage your payments. Dhani stands out as one of the leading financial apps due to its outstanding features.

Top Expense Tracker Apps to Manage Your Budget Efficiently

Plus, you can use your Dhani Rupay card to shop at numerous stores nationwide. Jar, a platform used to encourage savings habits in Indians by helping them save on a daily basis. Dhani personal financial app is a one-stop-shop due to its many features and benefits. You choose the type of spending tracking you require assistance with and compare free and premium apps. If the things you need are costly, you must consider if they are worthwhile. Before investing in a premium version, it’s good to begin with a free and low variant and see if you utilise it.

Investopedia’s research and editorial teams conducted independent research into budget apps to offer readers the best recommendations for a wide variety of circumstances. Investopedia researched and evaluated ten popular budget apps across 28 criteria, collecting and calculating 280 data points to determine the best picks above. You may find that breaking down your expenses into these categories gives you a simpler but more effective way to understand your financial habits. If Rocket Money is able to negotiate a lower monthly bill, it charges 35% to 60% of the first year’s savings—you get to choose how much you pay.

• This results in messy reporting, ambiguous outcomes, and a lack of comprehension of what’s going on with all parts of your financial health.
• The interface is user-friendly and it is an ideal choice for someone who wants to have a 360-degree view on their finances at all times.
• We may not be swimming in gold like the NFL players in Ballers, but there are times when we could use a Spencer Strasmore to manage money on our behalf.
• Zoho helps scan receipts automatically and record business expansion.
• Dhani stands out as one of the leading financial apps due to its outstanding features.

Yes, apps like FinArt allow you to share expense tracking dashboards with family members, making it easier to collaborate and manage expenses together. Yes, apps like FinArt and Wallet provide budget planning features to help you plan and manage your expenses more effectively. One of the standout features of FinArt is its ability to track subscriptions and send alerts before the due dates. This ensures that you stay on top of your recurring expenses and avoid any unnecessary charges.

• It’s a feature-rich option for those who want to go beyond basic budgeting.
• This complete spending tracker tool also supports cryptocurrency wallets, automatically categorizing all transactions and presenting them in simple visuals.
• Money Manager App lets you categorise the expense based on days, weeks, months, and years.
• So, anyone who want an easy management of their finances without any complex issues will find it interesting.
• By using these tools, you can save time and reduce the stress that comes with financial management.

By extracting valuable best expense tracker app india financial data from SMS logs, this app eliminates the need for manual data entry. By utilizing the best personal expense tracker apps, you can gain a comprehensive overview of your spending habits and effectively take charge of your financial planning. With numerous cost-free options available, it is a straightforward decision to commence utilizing these apps. If you are looking for a reliable budget expense tracker app, Wallet is a top choice.

Managing your family’s finances can be a challenging task, but with the help of FinArt, an advanced expense tracker app, budget planning becomes a breeze. This user-friendly app allows you to categorize your expenses, track your spending, and gain valuable insights into your financial habits. With FinArt, you can easily monitor your bank notifications and SMS to keep a close eye on your expenses, ensuring you never miss a payment. The app also sends timely reminders to pay bills, helping users avoid late fees. Walnut automates and secures the tracking of monthly expenses, making sure users stay within their budget and save more every month.

With over 1 million users, it’s clear that Everlance is a trusted choice for many business owners. ➤  No need to reconcile messy bank statements across all of your bank accounts. Simply connect multiple banks feeds for automated categorization of expense and income transactions. Know what you’re spending on with our secure, real-time feeds to your bank accounts. Get the easiest free app to track small business & personal expenses. View all of your expenses in one spot with multiple secure bank connections.

Personal Capital

With our free budget app, you can create a spending limit and be notified when you’re nearing this limit with our expense tracking. Connect multiple bank accounts to our expense tracker app to see your spending in one spot. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Personal Capital offers a comprehensive financial management solution that combines money management and investment tracking. While it’s more focused on investments, it also has features for tracking daily expenses and budgets. Here’s a detailed look at the top personal finance apps in India, based on factors such as user experience, features, and efficiency.

Whether you’re making a purchase or paying a bill, you can quickly add the transaction to Monefy and categorize it accordingly. It isn’t ideal for everybody, but if you want to begin budgeting and need some assistance getting started, YNAB is probably a good fit. He manages the website and oversees the content to ensure it’s as informative as possible. Putting work aside, he has a great interest in personal finance and is also a keen motorcycle enthusiast. Other features include the daily and weekly summary, online backups, a built-in app lock, dark mode, and the option to split payments between contacts.

For instance, if you travel frequently for business, a tool with robust travel expense management might be essential. Expensify is another popular choice among businesses of all sizes. It offers a range of features, including receipt scanning, expense reporting, and integration with accounting software like QuickBooks and Xero. The SmartScan feature allows users to take a photo of a receipt, and the app will automatically extract the necessary information.